The 2026 Digital Asset Compliance Masterclass – Module II: The Ownership Divide – Hosted vs Unhosted & The DeFi Bridge

Regulators are increasingly focused on the “Compliance Gap” created by self-hosted (unhosted) wallets. As the 2026 deadline for the European Commission’s assessment on self-hosted risks approaches, firms must navigate the complex requirement to verify ownership of non-custodial addresses. 

This module conducts a deep dive into the technical verification required for any transfer involving a self-hosted wallet. We examine the shift from simple risk-based monitoring to prescriptive technical verification for any transfer involving a self-hosted wallet. 

In this session we will explore: 

➤Verification Mechanisms: Comparing “Satoshi Tests,” micro-deposits, and digital signatures for proving wallet ownership. 

➤The €1,000 Threshold: Specific enhanced due diligence (EDD) triggers for self-hosted interactions under the new TFR. 

➤DeFi Intermediation: When does a decentralised protocol become an “obliged entity”? Navigating the bridge between DeFi and regulated CASPs. 

➤Whitelisting & Risk Scoring: Implementing blockchain analytics to “score” unhosted wallets before funds are accepted. 

Who Should Attend: 

➤Heads of Risk managing exposure to non-custodial and P2P transactions. 

➤Blockchain Analysts using on-chain data to verify counterparty risk. 

➤Compliance Officers drafting internal policies for unhosted wallet interactions. 

– Access to Resources 

All registrants will receive: 

➤A recording of the session. 

➤Complimentary access to ViCA, including 20 free queries, to support ongoing regulatory insight and compliance research. 

No subscription or payment required.