insights & articles
FCA Guidance Consultation GC26/2: Applying the Consumer Duty to Cryptoasset Firms
The UK’s FCA has published GC26/2: Application of the Consumer Duty to cryptoasset firms, providing detailed guidance on how the Consumer Duty should be applied to firms offering cryptoasset products to retail customers. This consultation is
The FCA’s New Crypto Regulatory Era
On 29 January 2026, the Financial Conduct Authority (FCA) held is introductory webinar for the New Regime for Cryptoassets Regulation – Authorisations, providing greater clarify on the future regulation of cryptoassets in the UK. As Cryptoassets move into
The FCA’s Vision for the Mortgage Market
The UK mortgage market is undergoing transformation, and the Financial Conduct Authority (FCA) is setting the tone for a future that serves homebuyers, innovators and later-life borrowers alike. The FCA unveiled a bold set of
Cryptoasset Consumer Research 2025: Key Findings from the FCA
The Financial Conduct Authority’s (FCA) Cryptoasset Consumer Research 2025 (Wave 6) offers one of the most comprehensive insights to date into how UK consumers are engaging with cryptoassets. As the market matures and regulatory
How AI, Data Sharing and Crypto are Reshaping AML in 2026
The financial crime landscape is shifting rapidly. Firms are facing more sophisticated fraud, evolving regulatory expectations and the rapid growth of digital assets. These pressures are making 2026 a pivotal year
Regulatory Initiatives Grid: December 2025
The December 2025 Regulatory Initiatives Grid, published by the Financial Services Regulatory Initiatives Forum, sets out the two-year regulatory pipeline for the UK financial services sector. The Grid features 124 live initiatives, coordinated across nine regulatory
Welcome to the FCA Crypto Gateway. Finally!
Author: James Borley, Director of Payment Services After years of talking about a cryptoasset regime in the UK, and having been overtaken in that regard by most other jurisdictions, notably
FS25/6: MCA – Mortgage Rule Review – Feedback & Roadmap
The FCA has published FS25/6: Mortgage Rule Review: Feedback to DP25/2 and Roadmap. The Mortgage Rule Review aims to modernise and simplify rules, support sustainable homeownership, widen access to mortgages, enhance laterlife lending, and futureproof
