insights & articles
Consumer Duty Focus Areas for 2025 and 2026
The FCA has published its latest statement of priorities under the Consumer Duty, highlighting how it expects firms to embed the Duty through to 2025/26. The document sets out thematic,
ESG Ratings Providers Brought Under FCA Oversight
The Financial Conduct Authority (FCA) has welcomed new UK Government legislation that formally brings Environmental, Social and Governance (ESG) ratings providers within its regulatory remit. This development represents a major
Strengthening Cyber Resilience: Why Now is the Time for a Cybersecurity Health Check
The UK Government has recently unveiled plans for tougher cybersecurity laws, aimed at bolstering the nation’s defences against rising cyber threats. While the primary focus is on critical sectors such
Crypto Regulatory Compliance: HMRC Warnings, MiCA Licences and Regulation
The UK is enhancing its regulatory scrutiny on the crypto sector with the HMRC issuing nearly 65,000 warning letters to UK investors in the 2024-25 tax year. This represents a
The Central Bank Takes Enforcement Action Against Coinbase Europe Limited for Anti-Money Laundering Failures
On November 6th the Central Bank of Ireland announced an enforcement action against Coinbase Europe Limited, imposing a fine of €21,464,734 for breaches of Anti-Money Laundering (“AML’’) and Counter-Terrorist Financing
Preventing Romance Fraud with Compassion and Control
Online relationships have become part of modern life, allowing people to connect across geographies, cultures and platforms. Yet, as trust and connection grow, so too can the risk of exploitation.
UK Government Confirms FCA as Single Professional Services Supervisor for AML/CTF Oversight
In a decisive policy shift announced in October 2025, HM Treasury confirmed that the FCA will become the Single Professional Services Supervisor (“SPSS”) for the United Kingdom’s Anti-Money Laundering and
Rise in Fraud: Impact, Strategies and Solutions
Impact of Fraud and Money Laundering Published in October, the CIFAS Annual Report 2025 highlights the escalating fraud crisis in England and Wales. Fraud costs the UK an estimated £219
